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After you have made an enquiry as a Life UK
member, you will be contacted by one of our
independent specialist advisers. They
will have a chat with you to ascertain your
needs and this will be conducted over the
phone or face to face, depending on your
preference and the nature of your enquiry.
A simple insurance policy will usually be
conducted over the phone, whereas something
more complex such as an investment or
pension will usually be conducted face to
face.
With the help of your adviser, once you have
decided on what solution you require, then
he / she will research the market on your
behalf for a product that most closely
matches your needs and because all our
advisers are vetted and continually
monitored on the advice they give, you will
have the confidence that you're receiving
the best product for you needs at a
competitive price.
How long will this process take?
The time it will take for your adviser to
research the market for the best product for
you will depend on the nature of your
enquiry. If it's a simple insurance
policy such as motor or household insurance,
it can be a matter of minutes, often while
you're still on the phone. Our
advisers have access to powerful sourcing
software which scans the market for products
that most closely match your needs and
budget. If your enquiry is of a more
complex nature such as an investment or
pension switch, not only will the initial
'fact finding' process be longer, but the
research process will be longer as there are
more considerations to be take in to
account.
How is this different to using a
comparison site?
The difference between Life UK and and an
online comparison site is that with Life UK
you are dealing with real people in real
time. The advantages of this include:
-
You will get the right product -
although comparison websites offer
convenience, they don't offer personal
advice in the buying process. This
means you can often end up with a
product that doesn't match your specific
needs
-
Save time - entering your details
into comparison websites can be time
consuming - our advisers will do the
research for you saving you time and
hassle
-
You cannot buy more complex financial
products from comparison sites such
as mortgages, investments and pensions.
These are not 'buy off the shelf'
products and require a more in-depth
fact finding and research process
-
Ongoing Service - as a valued
member of Life UK, we take pride in
providing an ongoing service, which
includes checking your policies at
renewal dates, providing access to your
own financial management website,
ongoing access to experts in the
different areas of financial services
and access to live and online financial
seminars and presentations
The free
Life UK membership package saves you
time, hassle and money and puts YOU in more
control of your financial future.
If you would like to speak to someone about
becoming a free Life UK member, please call
us on 0845 6340 553 today. |
